Funding options
At Getty Advance, we understand that every business is different – and so are its capital needs. That’s why we offer a range of tailored funding solutions designed to meet you where you are and help you grow on your terms.
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There are a lot of reasons why businesses fail; Lack of capital shouldn’t be one of them.
Small Business Loan
A small business loan is a great option if you were denied from an SBA loan or if your bank or credit union will not approve you. Some of the biggest advantages to this option is that you do not need to be in business for years and your credit does not need to be perfect to receive an approval. Unlike traditional bank loans, we do not require unnecessary paperwork and our approvals happen in hours and not weeks.
- Amount ranges from 20k -2MM
- Up to 60 month term
- 24 hour approval
- Free quote
- Zero Collateral Required
- Early Payoff Discount
Get Quick Access to working capital for your business need
Lines of Credit
A line of credit is a great program for business when you do not know when you will need the capital. The best benefit with this program is that you only pay interest on the funds that you use which can make it one of the cheapest financing options for businesses. This program allows you to have constant access to capital so you can use it whenever the need arises.
- Amount ranges from 20k -2MM
- Up to 60 month term
- 24 hour approval
- Free quote
- Zero Collateral Required
- Early Payoff Discount
Working Capital Advance
A working capital advance is the fastest solution to gain access to capital. A cash advance is typically used when the unexpected happens and you need a solution yesterday. How does it work? We provide an advance on your future sales and since we base your approval on your revenue and we will take a fixed percentage of your deposits, typically on a weekly basis. Unlike other financing options, you are not restricted on how you use the funds and you are able to receive them within 24 hour.
- Amount ranges from 20k -2MM
- Up to 60 month term
- 24 hour approval
- Free quote
- Zero Collateral Required
Equipment financing
Equipment financing is a funding program that allows your business to purchase or lease the tools and machinery it needs – without paying the full cost upfront. The equipment itself often serves as collateral, so approval is easier, even if your credit isn’t perfect.
This financing option is ideal for business owners who want to preserve working capital while accessing the tools that drive productivity and profitability.
SBA Loans
Small Business Administration (SBA) loans are one of the most powerful financing tools available for small business owners. Backed by the federal government, SBA loans offer competitive terms, flexible use of funds, and low interest rates that make them a smart long-term funding solution.
Whether you’re just getting started, expanding operations, or investing in real estate or equipment, there’s an SBA program that fits your needs – and Getty Advance is here to help you navigate the process.
Credit Card Processing
Running a business today means accepting cards – but that doesn’t mean you should settle for outdated systems or high fees. At Getty Advance, we offer modern, transparent credit card processing solutions built specifically for small business owners who value speed, savings, and simplicity.
Whether you’re looking to lower costs, upgrade your tech, or finally break free from confusing statements and hidden charges, we make it easy to take payments on your terms.
Frequently-Asked Questions
We review your business’ transaction and performance based on your financial information. During this assessment, we determine whether we are able to approve you through our Getty Advance business program.
Typically, our programs are paid on a monthly or weekly basis.
With most of our products, we offer an early payment discount. None of our programs have a prepayment penalty
There are zero additional fees when you chose Getty Advance.
After you have been approved by our credit committee, your funds are typically sent the same day.
Getty Advance will never collect payments on your customers.
We follow some of the strictest security protocols in the industry. All of our servers have AES 256 encryption which is the same encryption used by 3-lettered government agencies.
As you show strong payment history, you can expect your credit limit to increases
As long as your bank offers online banking ( which is 99% of banks in the US ), then we can work with your bank
